(540) 786-1200
Fredericksburg Spotsylvania

Payment Policy

Billing Policies

If you have insurance coverage with a plan this practice participates with, your insurance claims will be filed for you. Co-payments are due at the time of service. This in no way relieves you of your financial obligation for services provided by the practice. If you have insurance coverage with a plan this practice does not participate with, payment in full for services rendered is required at the time of service.

Worker’s Compensation

If your visit is in conjunction with a Worker’s Compensation claim, you must provide the name of the Worker’s Compensation insurance carrier, the name of the person handling your claims at the carrier, the address of the carrier and a valid phone number. You must notify the front desk staff if your claims are to be covered by Worker’s Compensation. Claims will be filed on your behalf.

Automobile Accident

This practice does not file medical claims to automobile insurances. You must pay in full for services rendered at the time of visit and file for compensation from the automobile insurance carrier on your own behalf.

Practice Insurance Participation

We recommend you first check with your insurance company to validate we participate and are in-network with them. 
If we are out-of-network or if you are uninsured, please ask us about self pay options.

  • Aetna PPO/HMO
  • Anthem Blue Cross/Blue Shield
  • Anthem Healthkeepers (we must be listed as your PCP)
  • Cigna – PPO/HMO
  • Coventry Healthcare
  • Great West
  • Private Healthcare Systems (PHCS)
  • Southern Health – PPO
  • Tricare Standard
  • United Healthcare – Options/Non-Options (includes UMR)
  • Virginia Health Network
  • Optimum Choice (MDIPA, MAMSI)
  • Tricare Prime (Urgent care only)

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